Sendwave Wallet
Send smarter from the US
Sendwave Wallet gives you a simple way to store money - and send to loved ones when the time is right.
Sendwave Wallet is currently available to eligible senders in the US.
Fund your wallet. Send when ready.
Sendwave Wallet gives you an easy way to add and hold money, so you’re prepared when it’s time to support loved ones.
Add USD to your wallet, keep it there until you’re ready, then send from your balance in just a few taps.
You can send money to available payout options like mobile wallets, bank accounts or to cash pick-up locations.
Or, if your loved one already has a Sendwave Wallet, you can send digital dollars (USDC) directly to their wallet. Because you're sending from your wallet, your money can arrive even faster, with fewer steps along the way.
Plus, depending on where you're sending - you could get better rates* or cashback** when you send from your wallet.
Learn more about how your recipient can benefit from a wallet
*Better rates apply to eligible fiat international remittance transfers in select markets. FX rates are subject to change. Sendwave makes money from the exchange rate.
**Cashback is a promotional offer available in select markets and subject to terms. Cashback is paid in USD to your Sendwave Wallet, not in USDC.
More value when you send
Get more out of every transfer with Sendwave Wallet.
Better rates* or cashback**
Depending on where you send, you may be eligible for better rates*or cashback**offers.
More choice for your loved ones
If your loved one has a Sendwave Wallet, they can receive digital dollars (USDC) and choose when to cash out in local currency.***
More control when you send
Ready when it matters: add USD to your wallet by card, then send from your balance when you’re ready.
Fast refunds if plans change: eligible wallet transfers can be refunded faster.
Get support when you need it: here for you. 24/7.
How it works
Your Sendwave Wallet is easy to use. We’ll guide you through each step, from adding funds to sending money when you’re ready.
Trusted by over 1 million people
Over 1 million people already trust Sendwave for fast, easy money transfers.
Frequently asked questions - United States
Getting started with your wallet
How does someone open a Sendwave Wallet?
By downloading the Sendwave app and signing up for an account. If you’re eligible and based in the US or UK, you can open a Sendwave Wallet.
Is there a fee to open or use the wallet?
Opening and maintaining a Sendwave Wallet is free. Some withdrawal and pay-in methods may have small fees, which will be shown before you confirm a transaction.
What currency is my wallet balance in?
In the US, you can only store USD in your wallet. In the UK, you can only store GBP in your wallet.
At present, it is not possible for users in the US or the UK to store or receive USDC.
Sending and withdrawing with wallet
How can I send money using the Sendwave Wallet?
In the US and UK, you can use Sendwave Wallet as a payment method to send money to your recipient.
How do I withdraw money from my Sendwave Wallet?
Withdrawal is NOT available in the US or UK but if you need access to your funds you can contact customer services via the app.
If your recipients hold USDC in a Sendwave Wallet, they can withdraw from their wallet into local currency. Guidance for your loved ones can be found here.
Are cashback and better rates always available?
No. Cashback is a promotional offer available in select markets and subject to terms. Cashback is paid in USD to your Sendwave Wallet, not in USDC.
Better rates apply to eligible international remittance transfers in select markets. FX rates are subject to change. Sendwave makes money from the exchange rate.
Sending to another Wallet in USDC
What are the benefits of sending to another wallet?
If your recipient is in one of the countries listed below, you're sending money directly to your recipient's Sendwave Wallet. They will receive it as USDC, a digital dollar that can be cashed out in local currency.
Full list of countries with cash out options are: Bangladesh, Benin, Brazil, Burkina Faso, Cameroon, Colombia, Côte d’Ivoire, Dominican Republic, El Salvador, Fiji, Gambia (The), Guatemala, Guinea, Haiti, India, Indonesia, Jamaica, Liberia, Madagascar, Malawi, Mauritania, Mexico, Mozambique, Nicaragua, Nigeria, Pakistan, Peru, Rwanda, Senegal, Sri Lanka, Tanzania, Togo,Thailand, Uganda, Zambia, Zimbabwe.
What is a USDC?
We partner with Circle to issue USDC through Solana - their regulated affiliate network.
USDC is equivalent 1:1 to US dollars. It is a stablecoin, a type of cryptocurrency that is 100% backed by highly liquid cash and cash-equivalent assets.
How can my recipient open a wallet?
By downloading the Sendwave app and signing up for an account, just like you did. You can ask your recipient to visit this page for more information.
Want to know more? View all FAQs
Ready to send smarter?
Start using wallet today.
Don’t have the app?
Download Sendwave to start sending.
