SEND MONEY WITH LOVE


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Exchange Rate

1 USD = 57.31 PHP
Send money to your loved ones

We make sure more of your money goes to those you love, not to high service fees

You send

us flagUSD

They get

ph flagPHP

Intro Rate Discount: 1 USD = 56.2357.31 PHP
Transfer fees: 0.00 USD

Easy to sign up

Link your debit card, verify your identity and be sending in minutes.

24/7 support

We are available to chat 24/7 if you need any help.

Fast & convenient money transfers

Skip the line and send money from your phone to your loved ones in seconds.

Trusted and legitimate

Trusted by over 1 million users, Sendwave is operated by Zepz. and is authorized to transmit money in the US, Canada, the UK and the EU.

All-in-one wallet

A new way to send money and support loved ones from the US with more value and control. Wallet is only available for US senders right now, but more countries are coming soon.

Introducing Sendwave Wallet

Send smarter from the US with the all-in-one wallet


Get more for your money with better rates or cashback when sending from the US.

Fast refunds if plans change (not including USDC transfers).

24/7 support

Add money to your wallet and send digital dollars. Give your recipients more security and power.

Peace of mind. The money you send stays protected in digital dollars until it’s cashed out.

1 digital dollar = 1 USD. No exchange rate worries.

Wallet is currently available for senders from the US.

Not from the US? You can also still use our app to send money transfers. We hope to expand our country list soon. 


Explore Sendwave Wallet

Are you a recipient? We have a wallet for you too. See how it benefits you here.



*Better rates and cashback offers are available in select markets. Normal T&Cs apply.

**We use stablecoin (USDC) for secure, digital dollar transfers. 

***Cash out available in select markets. See list of countries where this applies.

Man on Phone

Our Story

At Sendwave, we're on a mission: to make sure your money gets to your friends and family, as safely and effortlessly as possible.

Our Story

App download QR code
Woman on Phone

Get started sending money to your loved ones

Simply download the app, link your debit card, verify your identity and quickly transfer money to your friends and loved ones. Seriously, it’s that simple.

Scan this QR code with your phone to download our app!

Get started